SmartMove Program

Offered by the Illinois Housing Development Authority (IHDA), this program offers both loan and closing cost assistance geared primarily to first time home buyers. Some versions of the SmartMove Program can also be paired with the Mortgage Credit Certificate Program (MCC):

MCC's generally provide income tax owed time home buyers with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes and therefore assisting a family in qualifying for a larger first mortgage. These programs are offered through participating lenders, so please contact them directly rather than IHDA.
A young couple.
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