Official website for the City of Aurora, Illinois. Mayor Robert J. O'Connor

SmartMove Program

What is it?

first time home buyersOffered by the Illinois Housing Development Authority (IHDA), this program offers both loan and closing cost assistance geared primarily to first time homebuyers.

Some versions of the SmartMove Program can also be paired with the Mortgage Credit Certificate Program (MCC):

MCC's generally provide income tax owed time home buyers with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes and therefore assisting a family in qualifying for a larger first mortgage. These programs are offered through participating lenders, so please contact them directly rather than IHDA.

A link to the program is listed here.

To find one of the lenders who serve the city of Aurora, click here. There are currently four.

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